Nowadays everyone wants to own a car as it is could be used for personal or family purpose. It is the best means of transportation on road and as there are wide varieties of cars, everyone tries to choose the one based upon their financial status. But Insurance policies for cars stands as safety measurements and best risk management schemes as it covers the loss in case of theft, scratches or accidents to cars. Companies offer insurance under two categories one is third party liability insurance where the third party gets benefits in case of accidental death, injury or any damage to property and the other is comprehensive plan which covers insurance for the privacy holder as well as third party.
Especially in India Car insurance is an essential task to be done when you brought car. As there are many car insurance companies in India, try to be careful in choosing the best car insurance company in India. In order to help you we are providing the list of Top 5 Car Insurance Companies India, review the list for the best option.
Top Motor Insurance Companies India
5. ICICI Lombard :
ICICI is one of the top companies to provide insurance for cars. It assures to provide repayment services against damages caused by natural and manmade calamities including terrorism attacks and personal accidents. On car insurance policy bank provide benefits like immediate issuance of copy online, free servicing facility across 2900 garages in India, discounts for Automobile Association members and many more along with Accidental damage facility for co-passengers up to 2 lakhs. It also offers multiple payment modes to pay premium amounts through online. Even Third party gets benefit on accidental damages or permanent injury or death. You can even select buy online to insure for your car. ICICI provides 24/7 call center team to solve the issues related to claims, in case of any queries call to the customer care number and resolve your problem or you can know your claim number from the call center. It also offers doorstep surveyor facility in case of break in insurance.
4. Bharati AXA Car insurance:
It is one of the largest car insurance companies in India with many benefits like road side assistance in case of repairs or breakdowns, pays hospital cash, ambulance charges, medical expenses for whole family members. In case of theft or total loss of car, company assures to repay 100% money for all insurance holders. It also provides option to file a claim through online and offers discounts on premium or online purchase of cars. Even customers can get free services from the garages which are linked with the company and offer repairing costs on fiber glass, rubber, batteries, air bags, nylon and plastic parts. Even company provides additional discounts on online car insurance premium if you have voluntary deductable or ARAI approved anti theft device. In case of assistance related to services or policies customers can call to the phone numbers provided in the website.
3. Reliance General Insurance:
It is one of the largest insurance companies which provide insurance to motor vehicles. On car insurance it offers hassle free claim settlement and fast claim settlement via NEFT. With no documentation it offer to repay the amount in case of accidents, thefts, riot, natural calamities etc along with the third party liability cover. Also you can offer repair or replacement services with free of cost across 2100 network garages in India along with an allowance of Rs. 1500 on towing charges. It also offers you to repair any damage to the vehicle foe natural or manmade calamities and provide renewal tool option for easy access. Reliance values the customers and provides “No claim bonus” for every year along with installation of anti theft device, membership of recognized Automobile Association etc.
2.TATA AIG Insurance:
It is one of the leading insurance companies in India and also provides insurance on cars with many benefits. It offers free pick up of car in case of accidents and assure 6-months accident repair warranty. It also provides a direct option to file claim online and assures to settle them within 7 days. It covers total loss or partial loss of vehicle in case of accidents along with third party property damage or bodily damage. TATA AIG Auto secure policy holders can enjoy Warranty on Accident repairs. It also offers benefits on add on covers like daily allowance, return Invoice, depreciation reimbursement, no claim bonus protection, key replacement etc including it offers to pay loss of personal belongings inside a vehicle during accident. Company cares about the customer’s needs and strive to achieve customer satisfaction by providing the customer care team to assist them. You can contact to the numbers provided in the website to solve your problem.
1. Bajaj Allianz:
It is the top most car insurance provider in India and provides services to millions of customers worldwide. It offers free services at 1500 preferred garages across India and incase if cashless facility is not available it also offers 75% repayment after cash payment. It assures repayment on loss or damage to your car against natural calamities like floods, typhoons, earthquake, storms and manmade calamities like theft, riot, strike, malicious act, accident by external means, terrorist activity etc along with a coverage of Rs 1 lakh for the primary holder of vehicle in case of accidents. Even Bajaj offers protection against third party legal liability on accidental damages or permanent injury or death of a person. It offers towing facility in case of breakdown/accidents along with hassle-free inspection of your vehicle. To clear all the problems related to service or policies, Bajaj offers a customer team to provide instance assistance to the customers along with SMS updates on motor claim status.