Motorcycle use is increasing day by day in all parts of India and has become one of the most preferred means of transportation in India due to the heavy traffic conditions. Most of the youngsters also prefer motorbikes rather than cars or scooters. Insurance for these motor bikes is mandatory in all parts of India. Many insurance companies are offering motor insurance, but its important to choose the best one which ensures safety to the user. Insurance stands as an added advantage in case if your vehicle is lost or damaged due to accidents. Some banks offer third party liability benefits along with the free services and discounts. One can repair your bikes and its accessories for free if it has insurance.
As there are many insurance companies in India that offers motor bike insurance, you need to choose the best one based upon your need and budget. Here are the list of 5 best motor bike insurance companies in India review them to choose the best organization for your need.
Top 5 Motor Cycle Insurance Companies in India
5. HDFC Ergo Insurance :
HDFC is one of the leading companies in India that provide insurance on all two wheeler with premium benefits. It offers instant online policy where the customers can claim as policy holders instantly by following the details. Company offers repayment on all accidental damages to the vehicle as well as the insurance holders. One can repair the vehicle along with the accessories by the services offered by the company. Even you can file a claim online in order to avail the services offered by the company with premium benefits. In case if you have any queries related to the policies or services offered by the company, make a call to the customer care numbers provided in the website to resolve your issue or you can drop your claim by logging into the customers voice box.
4. ICICI Lombard:
ICICI is one of the top companies to provide insurance for motor bikes. It assures to provide repayment services against damages caused by natural and manmade calamities including terrorism attacks and personal accidents. It also offers multiple payment modes to pay premium amounts through online. Even Third party gets benefit on accidental damages or permanent injury or death. You can even select buy online to insure for your two wheeler, bank provides benefits like immediate issuance of copy online, free servicing facility across 2900 garages in India, discounts for Automobile Association members and many more along with Accidental damage facility for co-passengers up to 2 lakhs. ICICI provides 24/7 call center team to solve the issues related to claims, in case of any queries call to the customer care number and resolve your problem or you can know your claim number from the call center. It also offers doorstep surveyor facility in case of break in insurance.
3. Reliance General Insurance:
It is one of the largest insurance companies which provide insurance to motor vehicles. On bike insurance it offers hassle free claim settlement and fast claim settlement via NEFT. It also offers you to repair any damage to the vehicle for natural or manmade calamities and provide renewal tool option for easy access. Reliance values the customers and provides “No claim bonus” for every year along with installation of anti theft device, membership of recognized Automobile Association etc. With no documentation it offer to repay the amount in case of accidents, thefts, riot, natural calamities etc along with the third party liability cover. Also you can offer repair or replacement services with free of cost across 2100 network garages in India along with an allowance of Rs. 1500 on towing charges. In case of service related and support related matters you are requested to contact the customer care numbers or through Email ID.
It is one of the leading insurance companies in India and also provides insurance on two wheelers with many benefits. It offers free pick up of vehicle in case of accidents and assure 6-months accident repair warranty. It also provides a direct option to file claim online and assures to settle them within 7 days. It covers total loss or partial loss of vehicle in case of accidents along with third party property damage or bodily damage. TATA AIG Auto secure policy holders can enjoy Warranty on Accident repairs. It also offers benefits on add on covers like daily allowance, return Invoice, depreciation reimbursement, no claim bonus protection, key replacement etc including it offers to pay loss of personal belongings inside a vehicle during accident. Company cares about the customer’s needs and strive to achieve customer satisfaction by providing the customer care team to assist them. You can contact to the numbers provided in the website to solve your problem.
1. Bajaj Allianz :
It is the largest company in India which offers insurance on motor bikes. It offers free services in the preferred garages along with hastle free claim settlement. One can easily renewal your policy through online. It covers insurance on all accidents either man made like terrorist activity, theft, riot etc or natural calamities like floods, earth quakes, typhoons, cyclones etc. It also offers third party liability benefits in case of property damage or accidental injury or even death of person. To clear all the problems related to service or policies, Bajaj offers a customer team to provide instance assistance to the customers along with SMS updates on motor claim status.
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